Introduction One of the most common personal finance questions people ask is: “How much money should I have saved by my age?” A 25-year-old may wonder if ₹1 lakh is enough. A 35-year-old may compare themselves with friends who own houses and large investment portfolios. A 45-year-old may worry about retirement planning. The truth is that there is no single number that applies to everyone. Income, family responsibilities, city of residence, education loans, and career choices all play a ...
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